Underwriting Process for Additional Products

When a group is considering changing their Disability or Life carrier, they are required to go through an underwriting process in order to rate the group appropriately. Group Disability and Life quotes are based on the following:

• Group demographics
• SIC Code
• Current and Renewal rates from the existing carrier

Some questions you might be asking are:

What are the advantages to offering disability benefits to my employees?

Can I allow my employees to buy up to more life insurance coverage?

Schiff, Kreidler-Shell welcomes the opportunity to help your organization examine these and any other questions you may have. Please contact Tom Colvin, J.D., CLU at 513-977-3128.